Richard Carrión, who is currently Managing Partner at APEX Capital Partners LLC, a private equity firm, comes from one of the most prominent families in banking in Puerto Rico. Prior to launching APEX, Richard spent several years with Banco Popular de Puerto Rico which he joined after completing his MBA at the Kellogg School of Management at Northwestern. Richard, who started his career in banking at Popular Community Bank in Chicago, holds a BS degree from Fairfield University. Coqui Charities looks to make a significant contribution to the reconstruction of Puerto Rico and I would like to be a part of it when it happens.